Sberbank Visa Platinum offers exclusive benefits for demanding customers.
With this card holder can make worldwide payments, and many additional services such as travel insurance, cash-back programs, and bonus points for purchases.
The card is aimed at people who are not only looking for financial flexibility, but also exclusive Offers and special customer experience to benefit.
In this article, we take a look at the main features of the Sberbank Visa Platinum credit card, your benefits and the potential costs to help you decide whether this map is the right choice for you.
Kreditkarte Sberbank Visa Platinum
Weltweite Akzeptanz Jährliche GebührHow does the credit card Sberbank Visa Platinum?
Sberbank Visa Platinum credit card works similarly to other credit cards, but also offers additional exclusive benefits and services that make them particularly suitable for demanding customers attractive. Here are the main functions of the card are:
- Payments and collect miles: Like any credit card, the Visa Platinum for everyday payments can be used both in stores and online.
- Travel benefits: The card offers travel insurance, including travel health insurance, trip cancellation insurance and baggage insurance, which in the case of travel abroad will provide additional security.
- A high credit line: The Sberbank Visa Platinum offers a generous line of credit, and the card holders and more financial flexibility.
- Worldwide acceptance: The card is accepted worldwide, as it is part of the Visanetwork, it is what you both purchases and cash withdrawals abroad is extremely practical.
- Exclusive discounts and offers: card holders have the benefit of special discounts and Offers with selected partner companies, particularly in the area of travel and luxury goods.
Main benefits of credit card Sberbank Visa Platinum
Sberbank Visa Platinum credit card offers a variety of advantages that make them particularly suitable for demanding customers attractive. Here are the main advantages at a Glance:
- Exclusive travel benefits: The map includes the comprehensive travel insurance, such as travel health insurance, trip cancellation insurance and baggage insurance, the card holder on your travels, protect.
- The bonus program and discounts: each payment collect cardholder bonus points for products, services and discounts at partner companies and redeemed to be.
- A high credit line: The card offers a generous line of credit, which the users can have more financial flexibility for large purchases or unexpected expenses without immediately the full amount to be paid must.
- Worldwide acceptance: As part of the Visa network, the card is accepted worldwide, both for purchases and for cash withdrawals, making them a practical Option for traveling abroad makes.
Exclusive offers: card holder to benefit from exclusive discounts and special promotions from selected partners, especially in the area of travel and luxury goods, what is the added value of the card increases.
You will be directed to the official Website of the card.
Disadvantages of credit card Sberbank Visa Platinum
Despite their numerous advantages, there are also some disadvantages of Sberbank Visa Platinum credit card, which should take account of potential users:
- High annual fee: One of the biggest drawbacks of the card is the high annual fee, which for many Premium credit cards is typical.
- High interest rates on outstanding payments: If the outstanding amount is not paid in full will, incur high interest rates on the loan amount.
- Limited use of the bonus points: bonus points can only with certain partner companies, can be redeemed, what is the flexibility in the use of the points limit can.
- Cash withdrawal fees: cash withdrawals at ATMs are an additional charge, what is the map for those of you less attractive, and often withdraw cash need.
- Not for casual users: Due to the high fees and the exclusive benefits of the Sberbank Visa Platinum credit card is better for users, the regular of the Premium services.
Fees and interest
The Sberbank Visa Platinum credit card is a more fees and interest rates associated. The annual fee is typically between €100 and €200 and will vary depending on the card.
It also includes high interest rates of about 14-20 % per annum on the outstanding amounts as well as cash withdrawal fee of 3-4 %if cash is withdrawn.
So you apply for the credit card Sberbank Visa Platinum?
The Sberbank Visa Platinum credit card to apply for is a relatively simple process that takes place in several steps:
- Online application to fill out: Visit the official website of Sberbank or to the partner page on which the card is offered. There you will find the application form for the Visa Platinum credit card. You must personal data such as Name, address, date of birth, occupation , and income statements specify.
- Credit check: After Filling out the application, a credit check carried out to ensure that you have the prerequisites for the preservation of the map to meet. This examination often includes a request for a credit reference Agency such as the Schufa or a Russian Equivalence.
- Documents to submit: In many cases, you need additional documents to submit as a proof of identity (e.g. passport or national identity card) and proof of your income (such as pay stubs or tax returns). These documents can be found online, or submitted by Post uploaded.
- Map sharing, and shipping: After your application has been approved, you will receive a confirmation and if everything is in order, is the card to your address. This can usually 1-2 weeks after the submission of the application to be made.
Activate the card: Once you have the card, you need to enable to you for payments and other transactions to use. This is usually done on the Sberbank Website or the mobile Banking App.
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