Requesting Wells Fargo Reflect is simple, ideal for transfers.
Applying for the Wells Fargo Reflect card is a basic and convenient procedure for those looking for a temporary break in terms of interest, but want a practical way to finance large purchases or transfer balances from other cards.
With a 0% introductory interest rate for 21 months from account opening date, Wells Fargo Reflect is a fantastic opportunity for those who need more time to pay off their debt or purchase and don’t want to worry about high interest rates in the process.
It is worth noting that the card offers an additional benefit to the user, such as the included protection for your cell phone in the event of damage or theft, as long as your cell phone bill is paid from the card.
However, Wells Fargo Reflect does not offer welcome bonuses or rewards to claim, and user well-being is the only way to take advantage of the low rates over an extended period.
Find out below all the information about the Wells Fargo Reflect card, such as advantages, disadvantages, fees, points to consider, as well as information on how to request yours at the end of the article!
Wells Fargo Reflect
0% interest rate No rewardsHow does Wells Fargo Reflect work?
Wells Fargo Reflect® Credit Card is designed for those looking for temporary relief from interest rates.
After opening an account, holders enjoy a 0% APR rate for 21 months, allowing them to take out a loan to make substantial purchases or transfer balances from existing cards.
After the end of the opening period, APR ranges from 17.24% to 28.99% depending on credit score. In addition to the 0% open rate, Wells Fargo Reflect® offers other benefits, including cell phone protection.
As long as the damage, theft or loss of the phone is paid with Wells Farg expression Wells Fargo, in addition, an interesting feature is the absence of an annual fee.
Key Benefits of Wells Fargo Reflect
Wells Fargo Reflect® displays several benefits that could seem attractive to someone looking for loan interest rate relief and a convenient way to finance purchases or transfer debt.
Its 0% interest rate is undoubtedly its biggest advantage, as for 21 months after opening the account, the cardholder can pay for large purchases or transfer balances from other cards without paying interest.
The $0 annual fee benefit is also great, as well s Fargo Reflect® Card users will have no fixed annual cost and can save even more money as a result.
Additionally, cell phone protection is a plus; As the cardholder pays their cell phone bill with Wells Fargo Reflect®, up to $600 of coverage for damage, theft or loss can be provided, which is still beneficial and appreciated by many.
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Disadvantages of Wells Fargo Reflect
Despite many positives, Wells Fargo Reflect® has some drawbacks.
A considerable downside is the fact that the card does not offer any welcome rewards or points program.
Additionally, the card charges a 3% fee on transactions carried out abroad, a negative point for those looking for a card to use while traveling.
The 0% APR rate after the promotional period becomes considerable.
APR and Fees
Wells Fargo Reflect® offers an initial interest rate of 0% for 21 months from account opening, after the promotional period the APR rate ranges from 17.24% to 28.99%, depending on your interest profile. credit.
A great option for customers who intend to make large purchases or transfer balances from other cards.
The transfer fee is $5, in this case, it is important to be careful, always making payments on time to avoid having extra interest on your payments.
How to order Wells Fargo Reflect
To apply for your Wells Fargo Reflect card, you just need to visit the official Wells Fargo website or click on the link below.
Then open the form and complete all required fields.
Of course, you need to add the most important things – your name, address and other personal information, as well as a certain amount of financial information and your credit history.
Therefore, before applying, check if you fit this criteria.
After sending, you wait for the response – which happens soon. If this is your case, you will receive a credit card for the store at home to use it with all its benefits.
A great advantage is the card application, which allows you to have full control over all transactions in your account, including transfers, purchases, payments and much more!
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