Requesting the Fit Mastercard® is the ideal option for those looking to rebuild credit!
In partnership with The Bank of Missouri and Continental Finance, the Fit Mastercard® offers initial credit limits of up to $400, monthly reporting to the three major credit bureaus and the liability security of Mastercard Zero Liability.
The best part about applying for the Fit Mastercard® is that you will also be able to access your online management platform immediately.
Additionally, you will be able to view your transactions and payments and you will also receive a free credit report every month.
What’s more, applying for the Fit Mastercard® does not require perfect credit, and you can apply right now, find out how at the end of this article!
Fit Mastercard
Fraud protection Low starting limitHow does Fit Mastercard work?
The Fit Mastercard® is a credit card for people looking to rebuild or improve their credit history.
It offers a credit limit of up to $400 to use when purchasing products at locations that accept Mastercard.
Essentially, the Fit Mastercard® is aimed at consumers who have poor or no credit history.
However, responsible use of the Fit Mastercard helps the cardholder maintain a good credit history over time.
In addition, the card also offers protection against fraud through the Mastercard Zero Liability protection system, which covers any purchase made without the customer’s authorization.
Additionally, Mastercard sends monthly reports to the main credit bureaus: TransUnion, Experian and Equifax.
Finally, it is easy to manage online with the mobile app that allows the holder to access their transactions anytime, anywhere, invoices and balance sheet.
To start or improve your credit, the Fit Mastercard® is a great option for a single financial focus.
Main benefits of Fit Mastercard
There are several advantages to using the Fit Mastercard® that effectively help consumers improve or rebuild their credit history.
Firstly, the cardholder can guarantee an initial credit limit of up to $400, which makes it viable to make purchases at any location that accepts Mastercard.
An additional point should also be made about the fact that this amount can be adjusted over time depending on an individual’s responsibility for using the card.
Secondly, the card offers fraud protection under Mastercard Zero Liability Protection, which means the cardholder will not be held liable for unauthorized purchases.
This ensures an additional layer of security for shopping online or while traveling.
Third, it is reported monthly to the Big Three Credit bureaus – TransUnion, Equifax and Experian. As a result, users can improve their credit history while making payments on time and keeping balances low, resulting in a better credit score overall.
Fourth, the card offers a credit monitoring tool that generates a free monthly credit score report for enrollees, allowing you to check your credit dynamics and analyze how your score is affected.
Finally, it has one of the highest-rated customer service.
You will be redirected
Disadvantages of Fit Mastercard
Despite all the benefits mentioned, the Fit Mastercard® comes with some disadvantages.
Firstly, the limit is initially going to be low, maximum up to $400.
Customers may also find that the fee for the card is too high, including interest on the balance.
The second drawback is that the Fit Mastercard® is designed for consumers with bad credit.
Therefore, this card will not be the best option for customers with an already good relationship with issuers, as it does not have the best rewards program.
The third is the annual fee, which can be an extra cost, as we will be talking about.
This rate isn’t that low, and if you never use the card, you’ll likely lose money.
Overall, the Fit Mastercard® is designed to help consumers rebuild credit.
APR and Fees
There are some fees and APR that come with the Fit Mastercard® and should be considered before applying for the same.
One of the key points is the APR, which varies, but is generally around 24.99%, which for some may be considered high.
Other fees are late payment fees, cash withdrawal fees and returned payments.
You must also take into account, if you use your card outside the United States, the fees for foreign transactions.
These can be especially unfavorable for people who travel frequently, so it is vital to understand the fees associated with the card before using it so that there are no financial surprises.
How to apply for the Fit Mastercard
To request the Fit Mastercard® simply access the card’s official website, call the number provided by Continental Finance Company or click on the link below.
During the development of the application, you will be asked for personal information, such as your full name, address, social security number and date of birth.
Confirmation will be sent the same day. If approved, receive a card within 3 to 5 business days.
After that, simply activate your card through the bank app or through the call center.
Discover Student Cash Back – how to apply 
OpenSky Secured Visa – how to apply 
Milestone Gold Mastercard – how to apply